With the recession hitting our pockets and insurance premiums soaring, you may be forgiven for thinking that many of us, desperate to save some of our hard-earned cash, might be willing to take the risk of being less than honest when taking out our motor insurance.
The good news is that according to confused.com although 14% of us are still foolish enough to think that they can pull the wool over the eyes of the insurance company, the figure has actually dropped since last year. The figure for 2010 was a staggering 39% of motorists lying in order to get cheaper insurance, with men proving to be less honest than their female counterparts (32% of women and 46% of men lied).
The most common whopper is mileage, with many drivers understating their annual mileage. Next on the list of lies is details of where the car is kept overnight, either saying that the car is garaged overnight when it is in fact kept on the drive or saying it is kept on the drive when it is actually kept on the road.
Geographically London has the worst rate for lying (19%) with Northern Ireland doing best of all with only 2% of motorists failing to tell the truth.
Anyone tempted to stretch the truth would of course do well to remember that lies could invalidate any claim. This really is a case of honesty being the best policy.
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